Skip to content
Menu
How it works

From your card to the hospital invoice.

CHERR.IO puts every donation in a locked account and lets donors decide when it is paid out. Here is the whole journey, step by step.

  1. 1

    A verified fundraiser opens a campaign

    Organisations are reviewed by hand. Individuals pass an identity check. Each campaign sets a goal in euros and a deadline between 7 and 90 days.

  2. 2

    You give by card or crypto wallet

    Log in with email or Google. Your account is created for you and the network costs are on us. Already have a crypto wallet? Use it.

  3. 3

    Your donation goes into a locked account

    Each campaign has its own locked account on the blockchain. The money can only go to the fundraiser, back to donors, or to the Emergency Pool — nowhere else.

  4. 4

    The campaign ends

    When the goal is reached or the deadline passes. With at least 10% of the goal raised, it succeeds. Below that, every donor gets their money back or passes it to the Emergency Pool.

  5. 5

    Money is released in steps

    Step 1 is paid out right away. Before steps 2 and 3, the fundraiser shows invoices, payment proofs and a short video report.

  6. 6

    Donors vote on the receipts

    24 hours to vote. The step is approved when donors who gave at least half of the money took part and more than half of the votes say yes.

Two ways to pay out

Trust is earned, campaign by campaign.

All at once

For organisations with a proven record

Organisations rated 4.0 or higher by past donors — and an organisation's first campaign, under closer supervision — are paid in full 72 hours after the campaign ends. The wait gives our safety team time to stop a payout if fraud is suspected.

Example · €12,000 goal
  1. Step 1€4,000✓ Paid out
  2. Step 2€4,000◐ Donors reviewing receipts
  3. Step 3€4,000□ Locked until approved
Donors who voted62%
✓ Enough donors voted
Votes to approve81%
✓ Receipts approved
Voting closes in 23 h 12 min

What the vote decides

  • Approved — the next step is paid automatically
  • Too few votes — our team reviews the receipts and decides, on the record
  • Rejected — what hasn't been paid goes back to donors or to the Emergency Pool

Your vote counts as much as you gave, so buying votes with small accounts doesn't work.

Safety

Nobody can run off with the money.

Not the fundraiser, not a hacker, not us.

Fixed exits

A campaign's money can only go to its verified beneficiary, back to donors, or to the Emergency Pool. No other address is possible.

An emergency brake

If fraud is suspected, our safety team can pause a campaign immediately. A paused campaign takes no donations and pays nothing until the case is decided.

Private documents stay private

Invoices and medical records are stored encrypted. Only their fingerprint goes on the blockchain, so they can't be swapped later.

Be there on day one

Leave your email and we'll tell you the moment the first campaigns open. One email at launch — no spam.